Monthly Repayment |
HKD$16,587
|
Initial Payment |
HKD$2.33 Millions
|
Loan Amount |
HKD$3.5 Millions
|
Total interest |
HKD$1.48 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$131,175
|
Legal Fee |
HKD$32,075
|
Agency Fee |
HKD$58,300
|
Total Expense |
HKD$221,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43134 | 30643 | 23921 | 20935 | 16087 | 13182 | 11250 |
1.5% | 43893 | 31409 | 24694 | 21713 | 16879 | 13989 | 12072 |
2% | 44660 | 32186 | 25482 | 22509 | 17695 | 14826 | 12929 |
2.5% | 45436 | 32975 | 26286 | 23324 | 18536 | 15692 | 13821 |
3% | 46220 | 33776 | 27106 | 24156 | 19399 | 16587 | 14747 |
3.5% | 47012 | 34590 | 27941 | 25006 | 20286 | 17511 | 15707 |
4% | 47813 | 35415 | 28792 | 25874 | 21197 | 18463 | 16699 |
4.5% | 48622 | 36252 | 29658 | 26759 | 22130 | 19443 | 17723 |
5% | 49440 | 37101 | 30539 | 27661 | 23085 | 20448 | 18778 |
5.5% | 50266 | 37962 | 31435 | 28581 | 24062 | 21480 | 19861 |
6% | 51100 | 38834 | 32346 | 29518 | 25060 | 22537 | 20972 |