Monthly Repayment |
HKD$16,559
|
Initial Payment |
HKD$2.33 Millions
|
Loan Amount |
HKD$3.49 Millions
|
Total interest |
HKD$1.48 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$130,950
|
Legal Fee |
HKD$32,050
|
Agency Fee |
HKD$58,200
|
Total Expense |
HKD$221,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43060 | 30591 | 23880 | 20899 | 16059 | 13160 | 11231 |
1.5% | 43818 | 31355 | 24651 | 21676 | 16850 | 13965 | 12051 |
2% | 44583 | 32131 | 25439 | 22471 | 17665 | 14800 | 12907 |
2.5% | 45358 | 32919 | 26241 | 23284 | 18504 | 15665 | 13797 |
3% | 46140 | 33719 | 27060 | 24115 | 19366 | 16559 | 14722 |
3.5% | 46931 | 34530 | 27894 | 24963 | 20252 | 17481 | 15680 |
4% | 47731 | 35354 | 28743 | 25829 | 21160 | 18432 | 16671 |
4.5% | 48539 | 36190 | 29607 | 26713 | 22092 | 19409 | 17693 |
5% | 49355 | 37038 | 30487 | 27614 | 23045 | 20413 | 18745 |
5.5% | 50180 | 37897 | 31381 | 28532 | 24021 | 21443 | 19827 |
6% | 51013 | 38768 | 32291 | 29467 | 25017 | 22499 | 20936 |