Monthly Repayment |
HKD$20,026
|
Initial Payment |
HKD$2.9 Millions
|
Loan Amount |
HKD$2.9 Millions
|
Total interest |
HKD$0.7 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$130,500
|
Legal Fee |
HKD$32,000
|
Agency Fee |
HKD$58,000
|
Total Expense |
HKD$220,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35760 | 25405 | 19831 | 17356 | 13336 | 10929 | 9327 |
1.5% | 36389 | 26039 | 20472 | 18001 | 13993 | 11598 | 10008 |
2% | 37025 | 26683 | 21126 | 18661 | 14670 | 12291 | 10718 |
2.5% | 37668 | 27338 | 21793 | 19336 | 15367 | 13009 | 11458 |
3% | 38318 | 28002 | 22472 | 20026 | 16083 | 13752 | 12226 |
3.5% | 38975 | 28676 | 23165 | 20731 | 16818 | 14518 | 13022 |
4% | 39639 | 29361 | 23870 | 21450 | 17573 | 15307 | 13845 |
4.5% | 40310 | 30055 | 24588 | 22184 | 18346 | 16119 | 14693 |
5% | 40988 | 30758 | 25318 | 22933 | 19138 | 16953 | 15567 |
5.5% | 41673 | 31472 | 26061 | 23695 | 19948 | 17808 | 16465 |
6% | 42364 | 32195 | 26816 | 24471 | 20776 | 18684 | 17386 |