Monthly Repayment |
HKD$19,219
|
Initial Payment |
HKD$1.74 Millions
|
Loan Amount |
HKD$4.05 Millions
|
Total interest |
HKD$1.71 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$130,275
|
Legal Fee |
HKD$31,975
|
Agency Fee |
HKD$57,900
|
Total Expense |
HKD$220,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 49978 | 35505 | 27716 | 24256 | 18639 | 15274 | 13036 |
1.5% | 50857 | 36392 | 28612 | 25158 | 19557 | 16209 | 13987 |
2% | 51746 | 37293 | 29525 | 26081 | 20503 | 17178 | 14980 |
2.5% | 52645 | 38207 | 30457 | 27024 | 21476 | 18182 | 16014 |
3% | 53553 | 39136 | 31407 | 27989 | 22477 | 19219 | 17087 |
3.5% | 54471 | 40078 | 32375 | 28974 | 23505 | 20290 | 18199 |
4% | 55399 | 41034 | 33360 | 29979 | 24560 | 21393 | 19349 |
4.5% | 56337 | 42004 | 34364 | 31005 | 25641 | 22527 | 20535 |
5% | 57284 | 42988 | 35385 | 32050 | 26748 | 23693 | 21757 |
5.5% | 58241 | 43985 | 36423 | 33116 | 27880 | 24888 | 23012 |
6% | 59208 | 44996 | 37479 | 34201 | 29036 | 26113 | 24299 |