Monthly Repayment |
HKD$16,417
|
Initial Payment |
HKD$2.31 Millions
|
Loan Amount |
HKD$3.46 Millions
|
Total interest |
HKD$1.46 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$129,825
|
Legal Fee |
HKD$31,925
|
Agency Fee |
HKD$57,700
|
Total Expense |
HKD$219,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 42690 | 30328 | 23675 | 20719 | 15921 | 13047 | 11135 |
1.5% | 43441 | 31085 | 24440 | 21490 | 16705 | 13845 | 11948 |
2% | 44200 | 31855 | 25220 | 22278 | 17513 | 14673 | 12796 |
2.5% | 44968 | 32636 | 26016 | 23084 | 18345 | 15531 | 13679 |
3% | 45744 | 33429 | 26827 | 23907 | 19200 | 16417 | 14595 |
3.5% | 46528 | 34234 | 27654 | 24749 | 20078 | 17331 | 15545 |
4% | 47321 | 35051 | 28496 | 25607 | 20979 | 18273 | 16528 |
4.5% | 48122 | 35879 | 29353 | 26484 | 21902 | 19242 | 17541 |
5% | 48931 | 36719 | 30225 | 27377 | 22847 | 20238 | 18584 |
5.5% | 49749 | 37571 | 31112 | 28287 | 23814 | 21259 | 19656 |
6% | 50574 | 38435 | 32013 | 29214 | 24802 | 22305 | 20756 |