Monthly Repayment |
HKD$136,335
|
Initial Payment |
HKD$28.75 Millions
|
Loan Amount |
HKD$28.75 Millions
|
Total interest |
HKD$12.15 Millions
|
complete insurance payment |
HKD$86,250 (0.3%)
|
Stamp Duty |
HKD$2,443,750
|
Legal Fee |
HKD$161,250
|
Agency Fee |
HKD$575,000
|
Total Expense |
HKD$3,266,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 354523 | 251861 | 196610 | 172067 | 132219 | 108350 | 92471 |
1.5% | 360758 | 258150 | 202962 | 178463 | 138731 | 114981 | 99222 |
2% | 367063 | 264538 | 209442 | 185008 | 145441 | 121858 | 106265 |
2.5% | 373438 | 271025 | 216052 | 191701 | 152347 | 128977 | 113597 |
3% | 379882 | 277612 | 222789 | 198542 | 159446 | 136335 | 121211 |
3.5% | 386395 | 284296 | 229654 | 205528 | 166738 | 143929 | 129100 |
4% | 392978 | 291079 | 236645 | 212660 | 174219 | 151753 | 137256 |
4.5% | 399629 | 297960 | 243762 | 219935 | 181886 | 159801 | 145672 |
5% | 406349 | 304938 | 251004 | 227353 | 189737 | 168069 | 154336 |
5.5% | 413138 | 312013 | 258370 | 234911 | 197767 | 176550 | 163239 |
6% | 419995 | 319183 | 265857 | 242608 | 205973 | 185236 | 172370 |