Monthly Repayment |
HKD$19,087
|
Initial Payment |
HKD$1.73 Millions
|
Loan Amount |
HKD$4.03 Millions
|
Total interest |
HKD$1.7 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$129,375
|
Legal Fee |
HKD$31,875
|
Agency Fee |
HKD$57,500
|
Total Expense |
HKD$218,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 49633 | 35260 | 27525 | 24089 | 18510 | 15169 | 12945 |
1.5% | 50506 | 36141 | 28414 | 24984 | 19422 | 16097 | 13891 |
2% | 51388 | 37035 | 29322 | 25901 | 20361 | 17060 | 14877 |
2.5% | 52281 | 37943 | 30247 | 26838 | 21328 | 18056 | 15903 |
3% | 53183 | 38865 | 31190 | 27795 | 22322 | 19087 | 16969 |
3.5% | 54095 | 39801 | 32151 | 28774 | 23343 | 20150 | 18074 |
4% | 55016 | 40751 | 33130 | 29772 | 24390 | 21245 | 19215 |
4.5% | 55948 | 41714 | 34126 | 30790 | 25464 | 22372 | 20394 |
5% | 56888 | 42691 | 35140 | 31829 | 26563 | 23529 | 21607 |
5.5% | 57839 | 43681 | 36171 | 32887 | 27687 | 24717 | 22853 |
6% | 58799 | 44685 | 37220 | 33965 | 28836 | 25933 | 24131 |