Monthly Repayment |
HKD$18,987
|
Initial Payment |
HKD$1.72 Millions
|
Loan Amount |
HKD$4 Millions
|
Total interest |
HKD$1.69 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$128,700
|
Legal Fee |
HKD$31,800
|
Agency Fee |
HKD$57,200
|
Total Expense |
HKD$217,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 49374 | 35076 | 27381 | 23963 | 18414 | 15089 | 12878 |
1.5% | 50242 | 35952 | 28266 | 24854 | 19321 | 16013 | 13818 |
2% | 51120 | 36842 | 29169 | 25766 | 20255 | 16971 | 14799 |
2.5% | 52008 | 37745 | 30089 | 26698 | 21217 | 17962 | 15820 |
3% | 52906 | 38662 | 31027 | 27650 | 22206 | 18987 | 16881 |
3.5% | 53813 | 39593 | 31983 | 28623 | 23221 | 20044 | 17979 |
4% | 54729 | 40538 | 32957 | 29617 | 24263 | 21134 | 19115 |
4.5% | 55656 | 41496 | 33948 | 30630 | 25331 | 22255 | 20287 |
5% | 56592 | 42468 | 34957 | 31663 | 26424 | 23406 | 21494 |
5.5% | 57537 | 43453 | 35983 | 32716 | 27543 | 24588 | 22734 |
6% | 58492 | 44452 | 37025 | 33788 | 28685 | 25797 | 24006 |