Monthly Repayment |
HKD$19,750
|
Initial Payment |
HKD$2.86 Millions
|
Loan Amount |
HKD$2.86 Millions
|
Total interest |
HKD$0.7 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$128,700
|
Legal Fee |
HKD$31,800
|
Agency Fee |
HKD$57,200
|
Total Expense |
HKD$217,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35267 | 25054 | 19558 | 17116 | 13152 | 10778 | 9198 |
1.5% | 35887 | 25680 | 20190 | 17753 | 13800 | 11438 | 9870 |
2% | 36514 | 26315 | 20835 | 18404 | 14468 | 12122 | 10571 |
2.5% | 37148 | 26961 | 21492 | 19070 | 15155 | 12830 | 11300 |
3% | 37790 | 27616 | 22162 | 19750 | 15861 | 13562 | 12057 |
3.5% | 38437 | 28281 | 22845 | 20445 | 16586 | 14317 | 12842 |
4% | 39092 | 28956 | 23541 | 21155 | 17331 | 15096 | 13654 |
4.5% | 39754 | 29640 | 24249 | 21878 | 18093 | 15896 | 14491 |
5% | 40422 | 30334 | 24969 | 22616 | 18874 | 16719 | 15353 |
5.5% | 41098 | 31038 | 25702 | 23368 | 19673 | 17562 | 16238 |
6% | 41780 | 31751 | 26447 | 24134 | 20489 | 18427 | 17147 |