Monthly Repayment |
HKD$135,150
|
Initial Payment |
HKD$28.5 Millions
|
Loan Amount |
HKD$28.5 Millions
|
Total interest |
HKD$12.05 Millions
|
complete insurance payment |
HKD$85,500 (0.3%)
|
Stamp Duty |
HKD$2,422,500
|
Legal Fee |
HKD$160,000
|
Agency Fee |
HKD$570,000
|
Total Expense |
HKD$3,238,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 351440 | 249671 | 194900 | 170570 | 131069 | 107408 | 91667 |
1.5% | 357621 | 255905 | 201197 | 176911 | 137525 | 113981 | 98359 |
2% | 363871 | 262238 | 207621 | 183399 | 144176 | 120798 | 105341 |
2.5% | 370191 | 268669 | 214173 | 190034 | 151022 | 127855 | 112609 |
3% | 376579 | 275198 | 220852 | 196815 | 158060 | 135150 | 120157 |
3.5% | 383035 | 281824 | 227657 | 203741 | 165288 | 142677 | 127977 |
4% | 389560 | 288548 | 234588 | 210811 | 172704 | 150433 | 136063 |
4.5% | 396154 | 295369 | 241643 | 218023 | 180305 | 158412 | 144405 |
5% | 402816 | 302286 | 248822 | 225376 | 188087 | 166608 | 152994 |
5.5% | 409546 | 309299 | 256123 | 232868 | 196047 | 175014 | 161819 |
6% | 416343 | 316408 | 263546 | 240499 | 204182 | 183625 | 170871 |