Monthly Repayment |
HKD$16,218
|
Initial Payment |
HKD$2.28 Millions
|
Loan Amount |
HKD$3.42 Millions
|
Total interest |
HKD$1.45 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$128,250
|
Legal Fee |
HKD$31,750
|
Agency Fee |
HKD$57,000
|
Total Expense |
HKD$217,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 42172 | 29960 | 23388 | 20468 | 15728 | 12889 | 11000 |
1.5% | 42914 | 30708 | 24143 | 21229 | 16503 | 13677 | 11803 |
2% | 43664 | 31468 | 24914 | 22007 | 17301 | 14495 | 12640 |
2.5% | 44422 | 32240 | 25700 | 22804 | 18122 | 15342 | 13513 |
3% | 45189 | 33023 | 26502 | 23617 | 18967 | 16218 | 14418 |
3.5% | 45964 | 33818 | 27318 | 24448 | 19834 | 17121 | 15357 |
4% | 46747 | 34625 | 28150 | 25297 | 20724 | 18052 | 16327 |
4.5% | 47538 | 35444 | 28997 | 26162 | 21636 | 19009 | 17328 |
5% | 48337 | 36274 | 29858 | 27045 | 22570 | 19992 | 18359 |
5.5% | 49145 | 37115 | 30734 | 27944 | 23525 | 21001 | 19418 |
6% | 49961 | 37969 | 31625 | 28859 | 24501 | 22035 | 20504 |