Monthly Repayment |
HKD$19,681
|
Initial Payment |
HKD$2.85 Millions
|
Loan Amount |
HKD$2.85 Millions
|
Total interest |
HKD$0.69 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$128,250
|
Legal Fee |
HKD$31,750
|
Agency Fee |
HKD$57,000
|
Total Expense |
HKD$217,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35144 | 24967 | 19490 | 17057 | 13106 | 10740 | 9166 |
1.5% | 35762 | 25590 | 20119 | 17691 | 13752 | 11398 | 9835 |
2% | 36387 | 26223 | 20762 | 18339 | 14417 | 12079 | 10534 |
2.5% | 37019 | 26866 | 21417 | 19003 | 15102 | 12785 | 11260 |
3% | 37657 | 27519 | 22085 | 19681 | 15806 | 13515 | 12015 |
3.5% | 38303 | 28182 | 22765 | 20374 | 16528 | 14267 | 12797 |
4% | 38956 | 28854 | 23458 | 21081 | 17270 | 15043 | 13606 |
4.5% | 39615 | 29536 | 24164 | 21802 | 18030 | 15841 | 14440 |
5% | 40281 | 30228 | 24882 | 22537 | 18808 | 16660 | 15299 |
5.5% | 40954 | 30929 | 25612 | 23286 | 19604 | 17501 | 16181 |
6% | 41634 | 31640 | 26354 | 24049 | 20418 | 18362 | 17087 |