| Monthly Repayment |
HKD$18,854
|
| Loan Amount |
HKD$3.98 Millions
|
| Total Interest |
HKD$1.68 Millions
|
| Total repayment |
HKD$5.66 Millions
|
| Down payment |
HKD$1,700,000
|
| Stamp Duty |
HKD$127,800
|
| Legal Fee |
HKD$31,700
|
| Agency Fee |
HKD$56,800
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$1,916,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 49029 | 34831 | 27190 | 23796 | 18285 | 14984 | 12788 |
| 1.5% | 49891 | 35701 | 28068 | 24680 | 19186 | 15901 | 13721 |
| 2% | 50763 | 36584 | 28965 | 25585 | 20113 | 16852 | 14696 |
| 2.5% | 51644 | 37481 | 29879 | 26511 | 21068 | 17837 | 15710 |
| 3% | 52536 | 38392 | 30810 | 27457 | 22050 | 18854 | 16762 |
| 3.5% | 53436 | 39317 | 31760 | 28423 | 23059 | 19904 | 17854 |
| 4% | 54347 | 40255 | 32727 | 29409 | 24093 | 20986 | 18982 |
| 4.5% | 55267 | 41206 | 33711 | 30416 | 25154 | 22099 | 20145 |
| 5% | 56196 | 42171 | 34712 | 31441 | 26239 | 23243 | 21344 |
| 5.5% | 57135 | 43150 | 35731 | 32487 | 27350 | 24416 | 22575 |
| 6% | 58083 | 44141 | 36767 | 33551 | 28485 | 25617 | 23838 |
