Monthly Repayment |
HKD$18,821
|
Initial Payment |
HKD$1.7 Millions
|
Loan Amount |
HKD$3.97 Millions
|
Total interest |
HKD$1.68 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$127,575
|
Legal Fee |
HKD$31,675
|
Agency Fee |
HKD$56,700
|
Total Expense |
HKD$215,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 48942 | 34770 | 27142 | 23754 | 18253 | 14958 | 12765 |
1.5% | 49803 | 35638 | 28019 | 24637 | 19152 | 15873 | 13697 |
2% | 50673 | 36520 | 28914 | 25540 | 20078 | 16822 | 14670 |
2.5% | 51553 | 37415 | 29826 | 26464 | 21031 | 17805 | 15682 |
3% | 52443 | 38324 | 30756 | 27409 | 22011 | 18821 | 16733 |
3.5% | 53342 | 39247 | 31704 | 28373 | 23018 | 19869 | 17822 |
4% | 54251 | 40184 | 32669 | 29358 | 24051 | 20949 | 18948 |
4.5% | 55169 | 41134 | 33652 | 30362 | 25109 | 22060 | 20110 |
5% | 56097 | 42097 | 34651 | 31386 | 26193 | 23202 | 21306 |
5.5% | 57034 | 43074 | 35668 | 32430 | 27302 | 24373 | 22535 |
6% | 57981 | 44064 | 36702 | 33492 | 28435 | 25572 | 23796 |