Monthly Repayment |
HKD$16,104
|
Initial Payment |
HKD$2.26 Millions
|
Loan Amount |
HKD$3.4 Millions
|
Total interest |
HKD$1.44 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$127,350
|
Legal Fee |
HKD$31,650
|
Agency Fee |
HKD$56,600
|
Total Expense |
HKD$215,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 41876 | 29750 | 23223 | 20324 | 15618 | 12798 | 10922 |
1.5% | 42613 | 30493 | 23974 | 21080 | 16387 | 13581 | 11720 |
2% | 43358 | 31247 | 24739 | 21853 | 17179 | 14394 | 12552 |
2.5% | 44111 | 32014 | 25520 | 22644 | 17995 | 15235 | 13418 |
3% | 44872 | 32792 | 26316 | 23452 | 18834 | 16104 | 14317 |
3.5% | 45641 | 33581 | 27127 | 24277 | 19695 | 17001 | 15249 |
4% | 46419 | 34382 | 27953 | 25119 | 20579 | 17925 | 16213 |
4.5% | 47204 | 35195 | 28793 | 25979 | 21484 | 18876 | 17207 |
5% | 47998 | 36019 | 29649 | 26855 | 22412 | 19852 | 18230 |
5.5% | 48800 | 36855 | 30519 | 27748 | 23360 | 20854 | 19282 |
6% | 49610 | 37702 | 31403 | 28657 | 24329 | 21880 | 20360 |