Monthly Repayment |
HKD$18,755
|
Initial Payment |
HKD$1.7 Millions
|
Loan Amount |
HKD$3.96 Millions
|
Total interest |
HKD$1.67 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$127,125
|
Legal Fee |
HKD$31,625
|
Agency Fee |
HKD$56,500
|
Total Expense |
HKD$215,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 48770 | 34647 | 27046 | 23670 | 18188 | 14905 | 12720 |
1.5% | 49627 | 35512 | 27920 | 24550 | 19084 | 15817 | 13649 |
2% | 50495 | 36391 | 28812 | 25450 | 20007 | 16763 | 14618 |
2.5% | 51372 | 37283 | 29721 | 26371 | 20957 | 17742 | 15627 |
3% | 52258 | 38189 | 30648 | 27312 | 21934 | 18755 | 16674 |
3.5% | 53154 | 39109 | 31592 | 28273 | 22937 | 19799 | 17759 |
4% | 54060 | 40042 | 32554 | 29254 | 23966 | 20875 | 18881 |
4.5% | 54975 | 40988 | 33533 | 30255 | 25021 | 21983 | 20039 |
5% | 55899 | 41948 | 34529 | 31275 | 26101 | 23120 | 21231 |
5.5% | 56833 | 42922 | 35542 | 32315 | 27205 | 24287 | 22456 |
6% | 57776 | 43908 | 36572 | 33374 | 28334 | 25482 | 23712 |