Monthly Repayment |
HKD$16,018
|
Initial Payment |
HKD$2.25 Millions
|
Loan Amount |
HKD$3.38 Millions
|
Total interest |
HKD$1.43 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$126,675
|
Legal Fee |
HKD$31,575
|
Agency Fee |
HKD$56,300
|
Total Expense |
HKD$214,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 41654 | 29592 | 23100 | 20217 | 15535 | 12730 | 10864 |
1.5% | 42387 | 30331 | 23847 | 20968 | 16300 | 13509 | 11658 |
2% | 43128 | 31082 | 24608 | 21737 | 17088 | 14317 | 12485 |
2.5% | 43877 | 31844 | 25385 | 22524 | 17900 | 15154 | 13347 |
3% | 44634 | 32618 | 26176 | 23327 | 18734 | 16018 | 14241 |
3.5% | 45399 | 33403 | 26983 | 24148 | 19591 | 16911 | 15168 |
4% | 46173 | 34200 | 27804 | 24986 | 20470 | 17830 | 16127 |
4.5% | 46954 | 35009 | 28641 | 25841 | 21370 | 18776 | 17115 |
5% | 47744 | 35828 | 29491 | 26713 | 22293 | 19747 | 18133 |
5.5% | 48542 | 36660 | 30357 | 27601 | 23236 | 20743 | 19179 |
6% | 49347 | 37502 | 31237 | 28505 | 24201 | 21764 | 20252 |