Monthly Repayment |
HKD$15,990
|
Initial Payment |
HKD$2.25 Millions
|
Loan Amount |
HKD$3.37 Millions
|
Total interest |
HKD$1.43 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$126,450
|
Legal Fee |
HKD$31,550
|
Agency Fee |
HKD$56,200
|
Total Expense |
HKD$214,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 41580 | 29540 | 23059 | 20181 | 15507 | 12708 | 10845 |
1.5% | 42312 | 30277 | 23804 | 20931 | 16271 | 13485 | 11637 |
2% | 43051 | 31026 | 24564 | 21699 | 17058 | 14292 | 12463 |
2.5% | 43799 | 31787 | 25340 | 22484 | 17868 | 15127 | 13323 |
3% | 44555 | 32560 | 26130 | 23286 | 18701 | 15990 | 14216 |
3.5% | 45319 | 33344 | 26935 | 24105 | 19556 | 16881 | 15141 |
4% | 46091 | 34139 | 27755 | 24942 | 20433 | 17798 | 16098 |
4.5% | 46871 | 34946 | 28590 | 25795 | 21332 | 18742 | 17085 |
5% | 47659 | 35765 | 29439 | 26665 | 22253 | 19712 | 18101 |
5.5% | 48455 | 36595 | 30303 | 27552 | 23195 | 20707 | 19145 |
6% | 49260 | 37436 | 31181 | 28454 | 24158 | 21725 | 20216 |