Monthly Repayment |
HKD$15,961
|
Initial Payment |
HKD$2.24 Millions
|
Loan Amount |
HKD$3.37 Millions
|
Total interest |
HKD$1.42 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$126,225
|
Legal Fee |
HKD$31,525
|
Agency Fee |
HKD$56,100
|
Total Expense |
HKD$213,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 41506 | 29487 | 23018 | 20145 | 15480 | 12685 | 10826 |
1.5% | 42237 | 30223 | 23762 | 20894 | 16242 | 13461 | 11616 |
2% | 42975 | 30971 | 24521 | 21660 | 17028 | 14266 | 12441 |
2.5% | 43721 | 31731 | 25295 | 22444 | 17836 | 15100 | 13299 |
3% | 44475 | 32502 | 26083 | 23244 | 18667 | 15961 | 14191 |
3.5% | 45238 | 33284 | 26887 | 24062 | 19521 | 16850 | 15114 |
4% | 46009 | 34079 | 27706 | 24897 | 20397 | 17766 | 16069 |
4.5% | 46787 | 34884 | 28539 | 25749 | 21294 | 18709 | 17055 |
5% | 47574 | 35701 | 29387 | 26618 | 22214 | 19677 | 18069 |
5.5% | 48369 | 36529 | 30249 | 27503 | 23154 | 20670 | 19111 |
6% | 49172 | 37369 | 31126 | 28404 | 24115 | 21687 | 20180 |