Monthly Repayment |
HKD$132,779
|
Initial Payment |
HKD$28 Millions
|
Loan Amount |
HKD$28 Millions
|
Total interest |
HKD$11.83 Millions
|
complete insurance payment |
HKD$84,000 (0.3%)
|
Stamp Duty |
HKD$2,380,000
|
Legal Fee |
HKD$157,500
|
Agency Fee |
HKD$560,000
|
Total Expense |
HKD$3,181,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 345274 | 245291 | 191481 | 167578 | 128770 | 105524 | 90059 |
1.5% | 351347 | 251416 | 197667 | 173808 | 135112 | 111982 | 96633 |
2% | 357488 | 257637 | 203979 | 180182 | 141647 | 118679 | 103493 |
2.5% | 363696 | 263955 | 210416 | 186700 | 148372 | 125612 | 110633 |
3% | 369972 | 270370 | 216977 | 193362 | 155287 | 132779 | 118049 |
3.5% | 376315 | 276880 | 223663 | 200167 | 162388 | 140174 | 125732 |
4% | 382726 | 283486 | 230472 | 207112 | 169674 | 147794 | 133676 |
4.5% | 389204 | 290187 | 237403 | 214198 | 177141 | 155633 | 141871 |
5% | 395749 | 296983 | 244456 | 221422 | 184787 | 163685 | 150310 |
5.5% | 402361 | 303873 | 251629 | 228783 | 192608 | 171944 | 158980 |
6% | 409039 | 310857 | 258922 | 236279 | 200600 | 180404 | 167874 |