Monthly Repayment |
HKD$1,961
|
Initial Payment |
HKD$0.28 Millions
|
Loan Amount |
HKD$0.28 Millions
|
Total interest |
HKD$0.07 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$6,760
|
Agency Fee |
HKD$5,680
|
Total Expense |
HKD$12,540
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 3502 | 2487 | 1942 | 1699 | 1306 | 1070 | 913 |
1.5% | 3563 | 2550 | 2004 | 1762 | 1370 | 1135 | 980 |
2% | 3625 | 2613 | 2068 | 1827 | 1436 | 1203 | 1049 |
2.5% | 3688 | 2677 | 2134 | 1893 | 1504 | 1274 | 1122 |
3% | 3752 | 2742 | 2200 | 1961 | 1575 | 1346 | 1197 |
3.5% | 3816 | 2808 | 2268 | 2030 | 1647 | 1421 | 1275 |
4% | 3881 | 2875 | 2337 | 2100 | 1720 | 1499 | 1355 |
4.5% | 3947 | 2943 | 2407 | 2172 | 1796 | 1578 | 1438 |
5% | 4014 | 3012 | 2479 | 2245 | 1874 | 1660 | 1524 |
5.5% | 4081 | 3082 | 2552 | 2320 | 1953 | 1744 | 1612 |
6% | 4148 | 3152 | 2626 | 2396 | 2034 | 1829 | 1702 |