Monthly Repayment |
HKD$18,555
|
Initial Payment |
HKD$1.68 Millions
|
Loan Amount |
HKD$3.91 Millions
|
Total interest |
HKD$1.65 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$125,775
|
Legal Fee |
HKD$31,475
|
Agency Fee |
HKD$55,900
|
Total Expense |
HKD$213,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 48252 | 34279 | 26759 | 23419 | 17995 | 14747 | 12585 |
1.5% | 49100 | 35135 | 27624 | 24289 | 18882 | 15649 | 13504 |
2% | 49958 | 36004 | 28506 | 25180 | 19795 | 16585 | 14463 |
2.5% | 50826 | 36887 | 29405 | 26091 | 20735 | 17554 | 15461 |
3% | 51703 | 37784 | 30322 | 27022 | 21701 | 18555 | 16497 |
3.5% | 52590 | 38694 | 31256 | 27973 | 22693 | 19589 | 17571 |
4% | 53486 | 39617 | 32208 | 28943 | 23712 | 20654 | 18681 |
4.5% | 54391 | 40553 | 33177 | 29934 | 24755 | 21749 | 19826 |
5% | 55305 | 41503 | 34162 | 30943 | 25824 | 22875 | 21005 |
5.5% | 56229 | 42466 | 35165 | 31972 | 26917 | 24029 | 22217 |
6% | 57163 | 43442 | 36184 | 33020 | 28033 | 25211 | 23460 |