Monthly Repayment |
HKD$18,522
|
Initial Payment |
HKD$1.67 Millions
|
Loan Amount |
HKD$3.91 Millions
|
Total interest |
HKD$1.65 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$125,550
|
Legal Fee |
HKD$31,450
|
Agency Fee |
HKD$55,800
|
Total Expense |
HKD$212,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 48165 | 34218 | 26711 | 23377 | 17963 | 14720 | 12563 |
1.5% | 49012 | 35072 | 27574 | 24246 | 18848 | 15621 | 13480 |
2% | 49869 | 35940 | 28455 | 25135 | 19759 | 16555 | 14437 |
2.5% | 50735 | 36821 | 29353 | 26044 | 20698 | 17522 | 15433 |
3% | 51611 | 37716 | 30268 | 26974 | 21662 | 18522 | 16467 |
3.5% | 52496 | 38624 | 31201 | 27923 | 22653 | 19554 | 17539 |
4% | 53390 | 39546 | 32150 | 28892 | 23669 | 20617 | 18647 |
4.5% | 54294 | 40481 | 33117 | 29880 | 24711 | 21710 | 19791 |
5% | 55207 | 41429 | 34101 | 30888 | 25777 | 22834 | 20968 |
5.5% | 56129 | 42390 | 35102 | 31915 | 26868 | 23986 | 22177 |
6% | 57061 | 43364 | 36119 | 32961 | 27983 | 25166 | 23418 |