Monthly Repayment |
HKD$15,819
|
Initial Payment |
HKD$2.22 Millions
|
Loan Amount |
HKD$3.34 Millions
|
Total interest |
HKD$1.41 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$125,100
|
Legal Fee |
HKD$31,400
|
Agency Fee |
HKD$55,600
|
Total Expense |
HKD$212,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 41137 | 29224 | 22813 | 19965 | 15342 | 12572 | 10729 |
1.5% | 41860 | 29954 | 23550 | 20707 | 16097 | 13341 | 11513 |
2% | 42592 | 30695 | 24302 | 21467 | 16876 | 14139 | 12330 |
2.5% | 43331 | 31448 | 25069 | 22244 | 17677 | 14965 | 13181 |
3% | 44079 | 32212 | 25851 | 23037 | 18501 | 15819 | 14064 |
3.5% | 44835 | 32988 | 26647 | 23848 | 19347 | 16700 | 14980 |
4% | 45599 | 33775 | 27459 | 24675 | 20215 | 17608 | 15926 |
4.5% | 46370 | 34573 | 28284 | 25520 | 21105 | 18542 | 16903 |
5% | 47150 | 35383 | 29125 | 26380 | 22016 | 19501 | 17908 |
5.5% | 47938 | 36204 | 29979 | 27257 | 22947 | 20485 | 18941 |
6% | 48734 | 37036 | 30848 | 28151 | 23900 | 21493 | 20001 |