Monthly Repayment |
HKD$18,423
|
Initial Payment |
HKD$1.67 Millions
|
Loan Amount |
HKD$3.89 Millions
|
Total interest |
HKD$1.64 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$124,875
|
Legal Fee |
HKD$31,375
|
Agency Fee |
HKD$55,500
|
Total Expense |
HKD$211,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 47906 | 34034 | 26568 | 23251 | 17866 | 14641 | 12495 |
1.5% | 48749 | 34883 | 27426 | 24115 | 18746 | 15537 | 13407 |
2% | 49601 | 35747 | 28302 | 25000 | 19653 | 16466 | 14359 |
2.5% | 50462 | 36623 | 29195 | 25904 | 20586 | 17428 | 15350 |
3% | 51333 | 37513 | 30105 | 26829 | 21546 | 18423 | 16379 |
3.5% | 52213 | 38417 | 31033 | 27773 | 22531 | 19449 | 17445 |
4% | 53103 | 39333 | 31978 | 28736 | 23542 | 20506 | 18547 |
4.5% | 54002 | 40263 | 32939 | 29719 | 24578 | 21594 | 19684 |
5% | 54910 | 41206 | 33918 | 30722 | 25639 | 22711 | 20855 |
5.5% | 55827 | 42162 | 34913 | 31743 | 26724 | 23857 | 22058 |
6% | 56754 | 43131 | 35925 | 32783 | 27833 | 25031 | 23292 |