Monthly Repayment |
HKD$19,163
|
Initial Payment |
HKD$2.78 Millions
|
Loan Amount |
HKD$2.78 Millions
|
Total interest |
HKD$0.67 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$124,875
|
Legal Fee |
HKD$31,375
|
Agency Fee |
HKD$55,500
|
Total Expense |
HKD$211,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34219 | 24310 | 18977 | 16608 | 12762 | 10458 | 8925 |
1.5% | 34821 | 24917 | 19590 | 17225 | 13390 | 11098 | 9577 |
2% | 35429 | 25533 | 20215 | 17857 | 14038 | 11761 | 10256 |
2.5% | 36044 | 26159 | 20853 | 18503 | 14704 | 12449 | 10964 |
3% | 36666 | 26795 | 21504 | 19163 | 15390 | 13159 | 11699 |
3.5% | 37295 | 27440 | 22166 | 19837 | 16093 | 13892 | 12460 |
4% | 37930 | 28095 | 22841 | 20526 | 16815 | 14647 | 13248 |
4.5% | 38572 | 28759 | 23528 | 21228 | 17556 | 15424 | 14060 |
5% | 39221 | 29433 | 24227 | 21944 | 18313 | 16222 | 14896 |
5.5% | 39876 | 30116 | 24938 | 22674 | 19088 | 17040 | 15756 |
6% | 40538 | 30808 | 25661 | 23417 | 19880 | 17879 | 16637 |