Monthly Repayment |
HKD$18,389
|
Initial Payment |
HKD$1.66 Millions
|
Loan Amount |
HKD$3.88 Millions
|
Total interest |
HKD$1.64 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$124,650
|
Legal Fee |
HKD$31,350
|
Agency Fee |
HKD$55,400
|
Total Expense |
HKD$211,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 47820 | 33972 | 26520 | 23209 | 17834 | 14615 | 12473 |
1.5% | 48661 | 34821 | 27376 | 24072 | 18713 | 15509 | 13383 |
2% | 49512 | 35682 | 28251 | 24955 | 19618 | 16437 | 14333 |
2.5% | 50371 | 36557 | 29142 | 25858 | 20549 | 17397 | 15322 |
3% | 51241 | 37446 | 30051 | 26780 | 21507 | 18389 | 16349 |
3.5% | 52119 | 38347 | 30977 | 27723 | 22490 | 19414 | 17413 |
4% | 53007 | 39262 | 31920 | 28685 | 23499 | 20469 | 18514 |
4.5% | 53904 | 40190 | 32880 | 29666 | 24534 | 21555 | 19649 |
5% | 54811 | 41132 | 33857 | 30666 | 25593 | 22670 | 20817 |
5.5% | 55727 | 42086 | 34850 | 31686 | 26676 | 23814 | 22018 |
6% | 56651 | 43053 | 35860 | 32724 | 27783 | 24986 | 23250 |