Monthly Repayment |
HKD$15,734
|
Initial Payment |
HKD$2.21 Millions
|
Loan Amount |
HKD$3.32 Millions
|
Total interest |
HKD$1.4 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$124,425
|
Legal Fee |
HKD$31,325
|
Agency Fee |
HKD$55,300
|
Total Expense |
HKD$211,050
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40915 | 29067 | 22690 | 19858 | 15259 | 12504 | 10671 |
1.5% | 41634 | 29792 | 23423 | 20596 | 16010 | 13269 | 11451 |
2% | 42362 | 30530 | 24171 | 21351 | 16785 | 14063 | 12263 |
2.5% | 43098 | 31278 | 24934 | 22124 | 17582 | 14885 | 13110 |
3% | 43841 | 32038 | 25711 | 22913 | 18401 | 15734 | 13988 |
3.5% | 44593 | 32810 | 26504 | 23719 | 19243 | 16610 | 14899 |
4% | 45353 | 33593 | 27310 | 24542 | 20106 | 17513 | 15840 |
4.5% | 46120 | 34387 | 28132 | 25382 | 20991 | 18442 | 16811 |
5% | 46896 | 35192 | 28968 | 26238 | 21897 | 19396 | 17811 |
5.5% | 47679 | 36009 | 29818 | 27110 | 22824 | 20375 | 18839 |
6% | 48471 | 36836 | 30682 | 27999 | 23771 | 21377 | 19893 |