Monthly Repayment |
HKD$18,290
|
Initial Payment |
HKD$1.65 Millions
|
Loan Amount |
HKD$3.86 Millions
|
Total interest |
HKD$1.63 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$123,975
|
Legal Fee |
HKD$31,275
|
Agency Fee |
HKD$55,100
|
Total Expense |
HKD$210,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 47561 | 33788 | 26376 | 23083 | 17738 | 14535 | 12405 |
1.5% | 48398 | 34632 | 27228 | 23942 | 18611 | 15425 | 13311 |
2% | 49243 | 35489 | 28098 | 24820 | 19511 | 16348 | 14256 |
2.5% | 50099 | 36359 | 28984 | 25718 | 20438 | 17303 | 15239 |
3% | 50963 | 37243 | 29888 | 26635 | 21390 | 18290 | 16261 |
3.5% | 51837 | 38140 | 30809 | 27573 | 22369 | 19309 | 17319 |
4% | 52720 | 39050 | 31747 | 28529 | 23372 | 20358 | 18413 |
4.5% | 53612 | 39973 | 32702 | 29505 | 24401 | 21438 | 19542 |
5% | 54514 | 40909 | 33673 | 30500 | 25454 | 22547 | 20705 |
5.5% | 55425 | 41858 | 34662 | 31514 | 26531 | 23685 | 21899 |
6% | 56345 | 42820 | 35666 | 32547 | 27632 | 24850 | 23124 |