Monthly Repayment |
HKD$189,909
|
Initial Payment |
HKD$27.5 Millions
|
Loan Amount |
HKD$27.5 Millions
|
Total interest |
HKD$6.68 Millions
|
complete insurance payment |
HKD$82,500 (0.3%)
|
Stamp Duty |
HKD$2,337,500
|
Legal Fee |
HKD$155,000
|
Agency Fee |
HKD$550,000
|
Total Expense |
HKD$3,125,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 339109 | 240911 | 188061 | 164585 | 126470 | 103639 | 88450 |
1.5% | 345073 | 246926 | 194137 | 170704 | 132699 | 109982 | 94908 |
2% | 351104 | 253036 | 200336 | 176964 | 139117 | 116559 | 101645 |
2.5% | 357201 | 259242 | 206658 | 183367 | 145723 | 123369 | 108658 |
3% | 363365 | 265542 | 213103 | 189909 | 152514 | 130408 | 115941 |
3.5% | 369595 | 271936 | 219669 | 196592 | 159488 | 137671 | 123487 |
4% | 375892 | 278424 | 226356 | 203414 | 166644 | 145155 | 131289 |
4.5% | 382254 | 285005 | 233164 | 210373 | 173978 | 152853 | 139338 |
5% | 388682 | 291680 | 240091 | 217468 | 181487 | 160762 | 147625 |
5.5% | 395176 | 298447 | 247136 | 224697 | 189169 | 168874 | 156141 |
6% | 401735 | 305306 | 254298 | 232060 | 197018 | 177182 | 164876 |