| Monthly Repayment |
HKD$18,257
|
| Loan Amount |
HKD$3.85 Millions
|
| Total Interest |
HKD$1.63 Millions
|
| Total repayment |
HKD$5.48 Millions
|
| Down payment |
HKD$1,650,000
|
| Stamp Duty |
HKD$123,750
|
| Legal Fee |
HKD$31,250
|
| Agency Fee |
HKD$55,000
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$1,860,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 47475 | 33727 | 26328 | 23042 | 17705 | 14509 | 12383 |
| 1.5% | 48310 | 34569 | 27179 | 23898 | 18577 | 15397 | 13287 |
| 2% | 49154 | 35425 | 28047 | 24775 | 19476 | 16318 | 14230 |
| 2.5% | 50008 | 36293 | 28932 | 25671 | 20401 | 17271 | 15212 |
| 3% | 50871 | 37175 | 29834 | 26587 | 21352 | 18257 | 16231 |
| 3.5% | 51743 | 38071 | 30753 | 27522 | 22328 | 19274 | 17288 |
| 4% | 52624 | 38979 | 31689 | 28477 | 23330 | 20321 | 18380 |
| 4.5% | 53515 | 39900 | 32643 | 29452 | 24357 | 21399 | 19507 |
| 5% | 54415 | 40835 | 33612 | 30445 | 25408 | 22506 | 20667 |
| 5.5% | 55324 | 41782 | 34599 | 31457 | 26483 | 23642 | 21859 |
| 6% | 56242 | 42742 | 35601 | 32488 | 27582 | 24805 | 23082 |
