Monthly Repayment |
HKD$18,223
|
Initial Payment |
HKD$1.65 Millions
|
Loan Amount |
HKD$3.84 Millions
|
Total interest |
HKD$1.62 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$123,525
|
Legal Fee |
HKD$31,225
|
Agency Fee |
HKD$54,900
|
Total Expense |
HKD$209,650
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 47388 | 33666 | 26280 | 23000 | 17673 | 14483 | 12360 |
1.5% | 48222 | 34506 | 27129 | 23855 | 18544 | 15369 | 13262 |
2% | 49065 | 35360 | 27996 | 24730 | 19441 | 16288 | 14204 |
2.5% | 49917 | 36227 | 28879 | 25624 | 20364 | 17240 | 15184 |
3% | 50778 | 37108 | 29780 | 26539 | 21313 | 18223 | 16202 |
3.5% | 51649 | 38001 | 30697 | 27472 | 22287 | 19238 | 17256 |
4% | 52529 | 38908 | 31632 | 28426 | 23287 | 20284 | 18347 |
4.5% | 53418 | 39828 | 32583 | 29398 | 24312 | 21360 | 19471 |
5% | 54316 | 40760 | 33551 | 30390 | 25362 | 22465 | 20630 |
5.5% | 55224 | 41706 | 34536 | 31400 | 26435 | 23599 | 21820 |
6% | 56140 | 42665 | 35537 | 32429 | 27532 | 24760 | 23040 |