Monthly Repayment |
HKD$15,620
|
Initial Payment |
HKD$2.2 Millions
|
Loan Amount |
HKD$3.29 Millions
|
Total interest |
HKD$1.39 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$123,525
|
Legal Fee |
HKD$31,225
|
Agency Fee |
HKD$54,900
|
Total Expense |
HKD$209,650
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40619 | 28856 | 22526 | 19714 | 15148 | 12414 | 10594 |
1.5% | 41333 | 29577 | 23254 | 20447 | 15895 | 13173 | 11368 |
2% | 42055 | 30309 | 23996 | 21197 | 16663 | 13961 | 12175 |
2.5% | 42786 | 31052 | 24753 | 21964 | 17455 | 14777 | 13015 |
3% | 43524 | 31807 | 25525 | 22747 | 18268 | 15620 | 13887 |
3.5% | 44270 | 32573 | 26312 | 23548 | 19103 | 16490 | 14791 |
4% | 45025 | 33350 | 27113 | 24365 | 19960 | 17386 | 15726 |
4.5% | 45787 | 34138 | 27928 | 25198 | 20839 | 18309 | 16690 |
5% | 46557 | 34937 | 28758 | 26048 | 21738 | 19256 | 17682 |
5.5% | 47334 | 35748 | 29602 | 26914 | 22659 | 20228 | 18702 |
6% | 48120 | 36570 | 30460 | 27796 | 23599 | 21223 | 19749 |