Monthly Repayment |
HKD$15,592
|
Initial Payment |
HKD$2.19 Millions
|
Loan Amount |
HKD$3.29 Millions
|
Total interest |
HKD$1.39 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$123,300
|
Legal Fee |
HKD$31,200
|
Agency Fee |
HKD$54,800
|
Total Expense |
HKD$209,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40545 | 28804 | 22485 | 19678 | 15121 | 12391 | 10575 |
1.5% | 41258 | 29523 | 23211 | 20410 | 15866 | 13149 | 11347 |
2% | 41979 | 30254 | 23952 | 21158 | 16633 | 13936 | 12153 |
2.5% | 42708 | 30995 | 24708 | 21924 | 17423 | 14750 | 12991 |
3% | 43445 | 31749 | 25479 | 22706 | 18235 | 15592 | 13862 |
3.5% | 44190 | 32513 | 26264 | 23505 | 19069 | 16460 | 14764 |
4% | 44943 | 33289 | 27064 | 24320 | 19924 | 17355 | 15697 |
4.5% | 45703 | 34076 | 27877 | 25152 | 20801 | 18275 | 16659 |
5% | 46472 | 34874 | 28706 | 26001 | 21699 | 19221 | 17650 |
5.5% | 47248 | 35683 | 29548 | 26865 | 22617 | 20191 | 18668 |
6% | 48032 | 36503 | 30404 | 27746 | 23556 | 21184 | 19713 |