Monthly Repayment |
HKD$15,563
|
Initial Payment |
HKD$2.19 Millions
|
Loan Amount |
HKD$3.28 Millions
|
Total interest |
HKD$1.39 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$123,075
|
Legal Fee |
HKD$31,175
|
Agency Fee |
HKD$54,700
|
Total Expense |
HKD$208,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40471 | 28751 | 22444 | 19642 | 15093 | 12368 | 10556 |
1.5% | 41182 | 29469 | 23169 | 20372 | 15837 | 13125 | 11326 |
2% | 41902 | 30198 | 23909 | 21119 | 16603 | 13910 | 12130 |
2.5% | 42630 | 30939 | 24663 | 21884 | 17391 | 14723 | 12967 |
3% | 43366 | 31691 | 25432 | 22664 | 18201 | 15563 | 13837 |
3.5% | 44109 | 32454 | 26216 | 23462 | 19034 | 16430 | 14737 |
4% | 44861 | 33228 | 27014 | 24276 | 19888 | 17323 | 15668 |
4.5% | 45620 | 34014 | 27827 | 25107 | 20763 | 18242 | 16629 |
5% | 46387 | 34810 | 28653 | 25953 | 21659 | 19186 | 17618 |
5.5% | 47162 | 35618 | 29494 | 26816 | 22576 | 20154 | 18634 |
6% | 47945 | 36436 | 30349 | 27695 | 23513 | 21145 | 19677 |