Monthly Repayment |
HKD$18,091
|
Initial Payment |
HKD$1.64 Millions
|
Loan Amount |
HKD$3.82 Millions
|
Total interest |
HKD$1.61 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$122,625
|
Legal Fee |
HKD$31,125
|
Agency Fee |
HKD$54,500
|
Total Expense |
HKD$208,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 47043 | 33420 | 26089 | 22832 | 17544 | 14377 | 12270 |
1.5% | 47871 | 34255 | 26932 | 23681 | 18409 | 15257 | 13166 |
2% | 48707 | 35103 | 27792 | 24549 | 19299 | 16170 | 14100 |
2.5% | 49553 | 35963 | 28669 | 25438 | 20215 | 17114 | 15073 |
3% | 50408 | 36837 | 29563 | 26345 | 21157 | 18091 | 16084 |
3.5% | 51273 | 37724 | 30474 | 27272 | 22125 | 19098 | 17131 |
4% | 52146 | 38625 | 31401 | 28219 | 23118 | 20136 | 18213 |
4.5% | 53029 | 39538 | 32346 | 29184 | 24135 | 21205 | 19330 |
5% | 53920 | 40463 | 33307 | 30168 | 25177 | 22302 | 20479 |
5.5% | 54821 | 41402 | 34284 | 31171 | 26242 | 23427 | 21661 |
6% | 55731 | 42354 | 35278 | 32193 | 27331 | 24580 | 22872 |