Monthly Repayment |
HKD$15,506
|
Initial Payment |
HKD$2.18 Millions
|
Loan Amount |
HKD$3.27 Millions
|
Total interest |
HKD$1.38 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$122,625
|
Legal Fee |
HKD$31,125
|
Agency Fee |
HKD$54,500
|
Total Expense |
HKD$208,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40323 | 28646 | 22362 | 19570 | 15038 | 12323 | 10517 |
1.5% | 41032 | 29361 | 23084 | 20298 | 15779 | 13077 | 11285 |
2% | 41749 | 30088 | 23821 | 21042 | 16542 | 13860 | 12086 |
2.5% | 42474 | 30826 | 24573 | 21804 | 17327 | 14669 | 12920 |
3% | 43207 | 31575 | 25339 | 22582 | 18135 | 15506 | 13786 |
3.5% | 43948 | 32335 | 26120 | 23376 | 18964 | 16370 | 14683 |
4% | 44696 | 33107 | 26915 | 24187 | 19815 | 17260 | 15611 |
4.5% | 45453 | 33889 | 27725 | 25015 | 20687 | 18175 | 16568 |
5% | 46217 | 34683 | 28549 | 25858 | 21580 | 19116 | 17554 |
5.5% | 46990 | 35488 | 29386 | 26718 | 22493 | 20080 | 18566 |
6% | 47769 | 36303 | 30238 | 27594 | 23427 | 21068 | 19605 |