Monthly Repayment |
HKD$15,472
|
Initial Payment |
HKD$2.18 Millions
|
Loan Amount |
HKD$3.26 Millions
|
Total interest |
HKD$1.38 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$122,355
|
Legal Fee |
HKD$31,095
|
Agency Fee |
HKD$54,380
|
Total Expense |
HKD$207,830
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40234 | 28583 | 22313 | 19527 | 15005 | 12296 | 10494 |
1.5% | 40942 | 29297 | 23033 | 20253 | 15744 | 13049 | 11260 |
2% | 41657 | 30022 | 23769 | 20996 | 16505 | 13829 | 12059 |
2.5% | 42381 | 30758 | 24519 | 21755 | 17289 | 14637 | 12892 |
3% | 43112 | 31505 | 25284 | 22532 | 18095 | 15472 | 13756 |
3.5% | 43851 | 32264 | 26063 | 23325 | 18922 | 16334 | 14651 |
4% | 44598 | 33034 | 26856 | 24134 | 19771 | 17222 | 15577 |
4.5% | 45353 | 33815 | 27664 | 24960 | 20642 | 18135 | 16532 |
5% | 46116 | 34607 | 28486 | 25802 | 21533 | 19074 | 17515 |
5.5% | 46886 | 35409 | 29322 | 26659 | 22444 | 20036 | 18525 |
6% | 47664 | 36223 | 30171 | 27533 | 23375 | 21022 | 19562 |