Monthly Repayment |
HKD$15,421
|
Initial Payment |
HKD$2.17 Millions
|
Loan Amount |
HKD$3.25 Millions
|
Total interest |
HKD$1.37 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$121,950
|
Legal Fee |
HKD$31,050
|
Agency Fee |
HKD$54,200
|
Total Expense |
HKD$207,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40101 | 28488 | 22239 | 19463 | 14955 | 12255 | 10459 |
1.5% | 40806 | 29200 | 22957 | 20186 | 15692 | 13005 | 11223 |
2% | 41519 | 29922 | 23690 | 20926 | 16451 | 13783 | 12020 |
2.5% | 42240 | 30656 | 24438 | 21683 | 17232 | 14589 | 12849 |
3% | 42969 | 31401 | 25200 | 22457 | 18035 | 15421 | 13710 |
3.5% | 43706 | 32157 | 25976 | 23247 | 18860 | 16280 | 14602 |
4% | 44450 | 32924 | 26767 | 24054 | 19706 | 17165 | 15525 |
4.5% | 45203 | 33703 | 27572 | 24877 | 20573 | 18075 | 16477 |
5% | 45963 | 34492 | 28391 | 25716 | 21461 | 19010 | 17457 |
5.5% | 46731 | 35292 | 29225 | 26571 | 22370 | 19970 | 18464 |
6% | 47507 | 36103 | 30072 | 27442 | 23298 | 20952 | 19497 |