Monthly Repayment |
HKD$15,361
|
Initial Payment |
HKD$2.16 Millions
|
Loan Amount |
HKD$3.24 Millions
|
Total interest |
HKD$1.37 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$121,477
|
Legal Fee |
HKD$30,997
|
Agency Fee |
HKD$53,990
|
Total Expense |
HKD$206,464
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39945 | 28378 | 22153 | 19387 | 14897 | 12208 | 10419 |
1.5% | 40648 | 29087 | 22868 | 20108 | 15631 | 12955 | 11179 |
2% | 41358 | 29806 | 23598 | 20845 | 16387 | 13730 | 11973 |
2.5% | 42077 | 30537 | 24343 | 21599 | 17165 | 14532 | 12799 |
3% | 42803 | 31279 | 25102 | 22370 | 17965 | 15361 | 13657 |
3.5% | 43537 | 32033 | 25876 | 23157 | 18787 | 16217 | 14546 |
4% | 44278 | 32797 | 26664 | 23961 | 19630 | 17098 | 15465 |
4.5% | 45028 | 33572 | 27465 | 24781 | 20494 | 18005 | 16413 |
5% | 45785 | 34358 | 28281 | 25616 | 21378 | 18937 | 17389 |
5.5% | 46550 | 35156 | 29111 | 26468 | 22283 | 19892 | 18392 |
6% | 47322 | 35963 | 29955 | 27335 | 23208 | 20871 | 19421 |