Monthly Repayment |
HKD$17,891
|
Initial Payment |
HKD$1.62 Millions
|
Loan Amount |
HKD$3.77 Millions
|
Total interest |
HKD$1.59 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$121,275
|
Legal Fee |
HKD$30,975
|
Agency Fee |
HKD$53,900
|
Total Expense |
HKD$206,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 46525 | 33053 | 25802 | 22581 | 17351 | 14219 | 12135 |
1.5% | 47344 | 33878 | 26635 | 23420 | 18206 | 15089 | 13021 |
2% | 48171 | 34716 | 27486 | 24279 | 19086 | 15992 | 13945 |
2.5% | 49008 | 35568 | 28353 | 25157 | 19993 | 16926 | 14907 |
3% | 49853 | 36432 | 29237 | 26055 | 20924 | 17891 | 15907 |
3.5% | 50708 | 37309 | 30138 | 26972 | 21881 | 18888 | 16942 |
4% | 51572 | 38199 | 31056 | 27908 | 22863 | 19915 | 18012 |
4.5% | 52445 | 39102 | 31990 | 28863 | 23869 | 20971 | 19117 |
5% | 53327 | 40018 | 32940 | 29836 | 24900 | 22056 | 20254 |
5.5% | 54218 | 40946 | 33907 | 30828 | 25953 | 23169 | 21422 |
6% | 55118 | 41888 | 34889 | 31838 | 27030 | 24309 | 22621 |