Monthly Repayment |
HKD$15,335
|
Initial Payment |
HKD$2.16 Millions
|
Loan Amount |
HKD$3.23 Millions
|
Total interest |
HKD$1.37 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$121,275
|
Legal Fee |
HKD$30,975
|
Agency Fee |
HKD$53,900
|
Total Expense |
HKD$206,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39879 | 28331 | 22116 | 19355 | 14872 | 12188 | 10401 |
1.5% | 40580 | 29038 | 22830 | 20074 | 15605 | 12933 | 11161 |
2% | 41289 | 29757 | 23559 | 20811 | 16360 | 13707 | 11953 |
2.5% | 42006 | 30486 | 24303 | 21563 | 17137 | 14508 | 12778 |
3% | 42731 | 31227 | 25060 | 22333 | 17935 | 15335 | 13634 |
3.5% | 43464 | 31979 | 25833 | 23119 | 18755 | 16190 | 14522 |
4% | 44204 | 32742 | 26619 | 23921 | 19597 | 17070 | 15439 |
4.5% | 44953 | 33516 | 27420 | 24739 | 20459 | 17975 | 16386 |
5% | 45709 | 34301 | 28234 | 25574 | 21342 | 18905 | 17360 |
5.5% | 46472 | 35097 | 29063 | 26424 | 22246 | 19859 | 18362 |
6% | 47244 | 35904 | 29905 | 27290 | 23169 | 20836 | 19389 |