Monthly Repayment |
HKD$15,307
|
Initial Payment |
HKD$2.15 Millions
|
Loan Amount |
HKD$3.23 Millions
|
Total interest |
HKD$1.36 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$121,050
|
Legal Fee |
HKD$30,950
|
Agency Fee |
HKD$53,800
|
Total Expense |
HKD$205,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39805 | 28278 | 22075 | 19319 | 14845 | 12165 | 10382 |
1.5% | 40505 | 28984 | 22788 | 20037 | 15576 | 12909 | 11140 |
2% | 41213 | 29701 | 23515 | 20772 | 16329 | 13682 | 11931 |
2.5% | 41929 | 30430 | 24257 | 21523 | 17105 | 14481 | 12754 |
3% | 42652 | 31169 | 25014 | 22291 | 17902 | 15307 | 13609 |
3.5% | 43383 | 31920 | 25785 | 23076 | 18721 | 16160 | 14495 |
4% | 44122 | 32681 | 26570 | 23877 | 19561 | 17038 | 15410 |
4.5% | 44869 | 33454 | 27369 | 24693 | 20421 | 17942 | 16355 |
5% | 45624 | 34237 | 28182 | 25526 | 21303 | 18870 | 17328 |
5.5% | 46386 | 35032 | 29009 | 26375 | 22205 | 19822 | 18328 |
6% | 47156 | 35837 | 29850 | 27239 | 23126 | 20798 | 19353 |