Monthly Repayment |
HKD$17,792
|
Initial Payment |
HKD$1.61 Millions
|
Loan Amount |
HKD$3.75 Millions
|
Total interest |
HKD$1.59 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$120,600
|
Legal Fee |
HKD$30,900
|
Agency Fee |
HKD$53,600
|
Total Expense |
HKD$205,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 46266 | 32869 | 25658 | 22455 | 17255 | 14140 | 12067 |
1.5% | 47080 | 33689 | 26487 | 23290 | 18105 | 15005 | 12948 |
2% | 47903 | 34523 | 27333 | 24144 | 18980 | 15903 | 13868 |
2.5% | 48735 | 35370 | 28195 | 25017 | 19881 | 16832 | 14824 |
3% | 49576 | 36229 | 29075 | 25910 | 20808 | 17792 | 15818 |
3.5% | 50426 | 37101 | 29970 | 26822 | 21760 | 18783 | 16848 |
4% | 51285 | 37987 | 30883 | 27753 | 22736 | 19804 | 17912 |
4.5% | 52153 | 38885 | 31812 | 28702 | 23737 | 20854 | 19010 |
5% | 53030 | 39795 | 32757 | 29670 | 24761 | 21933 | 20141 |
5.5% | 53916 | 40719 | 33718 | 30656 | 25809 | 23040 | 21303 |
6% | 54811 | 41654 | 34695 | 31661 | 26880 | 24174 | 22495 |