Monthly Repayment |
HKD$15,250
|
Initial Payment |
HKD$2.14 Millions
|
Loan Amount |
HKD$3.22 Millions
|
Total interest |
HKD$1.36 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$120,600
|
Legal Fee |
HKD$30,900
|
Agency Fee |
HKD$53,600
|
Total Expense |
HKD$205,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39657 | 28173 | 21992 | 19247 | 14790 | 12120 | 10343 |
1.5% | 40354 | 28876 | 22703 | 19963 | 15518 | 12861 | 11099 |
2% | 41060 | 29591 | 23428 | 20695 | 16269 | 13631 | 11886 |
2.5% | 41773 | 30317 | 24167 | 21443 | 17041 | 14427 | 12707 |
3% | 42493 | 31053 | 24921 | 22209 | 17835 | 15250 | 13558 |
3.5% | 43222 | 31801 | 25689 | 22990 | 18651 | 16100 | 14441 |
4% | 43958 | 32560 | 26471 | 23788 | 19488 | 16975 | 15353 |
4.5% | 44702 | 33330 | 27267 | 24602 | 20346 | 17875 | 16294 |
5% | 45454 | 34110 | 28077 | 25431 | 21224 | 18800 | 17264 |
5.5% | 46214 | 34902 | 28901 | 26277 | 22122 | 19749 | 18260 |
6% | 46981 | 35704 | 29739 | 27138 | 23040 | 20720 | 19281 |