Monthly Repayment |
HKD$17,759
|
Loan Amount |
HKD$3.75 Millions
|
Total interest |
HKD$1.58 Millions
|
Total repayment |
HKD$5.33 Millions
|
Down payment |
HKD$1,610,000
|
Stamp Duty |
HKD$120,375
|
Legal Fee |
HKD$30,875
|
Agency Fee |
HKD$53,500
|
complete insurance payment |
--
|
Total Expense |
HKD$1,814,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 46180 | 32807 | 25610 | 22413 | 17223 | 14113 | 12045 |
1.5% | 46992 | 33626 | 26438 | 23246 | 18071 | 14977 | 12924 |
2% | 47814 | 34459 | 27282 | 24099 | 18945 | 15873 | 13842 |
2.5% | 48644 | 35304 | 28143 | 24971 | 19844 | 16800 | 14797 |
3% | 49483 | 36161 | 29020 | 25862 | 20769 | 17759 | 15789 |
3.5% | 50332 | 37032 | 29915 | 26772 | 21719 | 18748 | 16816 |
4% | 51189 | 37916 | 30825 | 27701 | 22693 | 19767 | 17879 |
4.5% | 52056 | 38812 | 31752 | 28648 | 23692 | 20815 | 18975 |
5% | 52931 | 39721 | 32696 | 29615 | 24715 | 21892 | 20103 |
5.5% | 53815 | 40643 | 33655 | 30599 | 25761 | 22997 | 21263 |
6% | 54709 | 41577 | 34630 | 31602 | 26830 | 24129 | 22453 |