Monthly Repayment |
HKD$15,222
|
Initial Payment |
HKD$2.14 Millions
|
Loan Amount |
HKD$3.21 Millions
|
Total interest |
HKD$1.36 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$120,375
|
Legal Fee |
HKD$30,875
|
Agency Fee |
HKD$53,500
|
Total Expense |
HKD$204,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39583 | 28120 | 21951 | 19211 | 14762 | 12097 | 10324 |
1.5% | 40279 | 28823 | 22661 | 19925 | 15489 | 12837 | 11078 |
2% | 40983 | 29536 | 23384 | 20656 | 16238 | 13605 | 11864 |
2.5% | 41695 | 30260 | 24122 | 21403 | 17009 | 14400 | 12683 |
3% | 42414 | 30995 | 24874 | 22167 | 17802 | 15222 | 13533 |
3.5% | 43141 | 31742 | 25641 | 22947 | 18616 | 16070 | 14414 |
4% | 43876 | 32499 | 26422 | 23743 | 19451 | 16943 | 15325 |
4.5% | 44619 | 33267 | 27216 | 24556 | 20308 | 17842 | 16264 |
5% | 45369 | 34047 | 28025 | 25384 | 21184 | 18765 | 17231 |
5.5% | 46127 | 34836 | 28847 | 26228 | 22081 | 19712 | 18226 |
6% | 46893 | 35637 | 29683 | 27087 | 22997 | 20682 | 19245 |