Monthly Repayment |
HKD$15,193
|
Initial Payment |
HKD$2.14 Millions
|
Loan Amount |
HKD$3.2 Millions
|
Total interest |
HKD$1.35 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$120,150
|
Legal Fee |
HKD$30,850
|
Agency Fee |
HKD$53,400
|
Total Expense |
HKD$204,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39509 | 28068 | 21910 | 19175 | 14735 | 12074 | 10305 |
1.5% | 40204 | 28769 | 22618 | 19888 | 15460 | 12813 | 11057 |
2% | 40906 | 29481 | 23341 | 20618 | 16208 | 13580 | 11842 |
2.5% | 41617 | 30204 | 24077 | 21363 | 16978 | 14373 | 12659 |
3% | 42335 | 30938 | 24828 | 22126 | 17769 | 15193 | 13508 |
3.5% | 43061 | 31683 | 25593 | 22904 | 18581 | 16039 | 14387 |
4% | 43794 | 32438 | 26372 | 23699 | 19415 | 16911 | 15296 |
4.5% | 44536 | 33205 | 27165 | 24510 | 20270 | 17808 | 16234 |
5% | 45285 | 33983 | 27972 | 25337 | 21144 | 18730 | 17199 |
5.5% | 46041 | 34771 | 28793 | 26179 | 22039 | 19675 | 18191 |
6% | 46805 | 35570 | 29628 | 27037 | 22954 | 20643 | 19209 |