Monthly Repayment |
HKD$15,165
|
Initial Payment |
HKD$2.13 Millions
|
Loan Amount |
HKD$3.2 Millions
|
Total interest |
HKD$1.35 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$119,925
|
Legal Fee |
HKD$30,825
|
Agency Fee |
HKD$53,300
|
Total Expense |
HKD$204,050
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39435 | 28015 | 21869 | 19139 | 14707 | 12052 | 10286 |
1.5% | 40128 | 28715 | 22576 | 19851 | 15431 | 12789 | 11036 |
2% | 40830 | 29425 | 23297 | 20579 | 16178 | 13554 | 11820 |
2.5% | 41539 | 30147 | 24032 | 21323 | 16946 | 14346 | 12635 |
3% | 42256 | 30880 | 24781 | 22084 | 17736 | 15165 | 13482 |
3.5% | 42980 | 31623 | 25545 | 22861 | 18547 | 16009 | 14360 |
4% | 43712 | 32378 | 26323 | 23655 | 19379 | 16880 | 15267 |
4.5% | 44452 | 33143 | 27114 | 24464 | 20232 | 17775 | 16203 |
5% | 45200 | 33919 | 27920 | 25289 | 21105 | 18695 | 17167 |
5.5% | 45955 | 34706 | 28739 | 26130 | 21998 | 19638 | 18157 |
6% | 46718 | 35504 | 29572 | 26986 | 22911 | 20604 | 19173 |