Monthly Repayment |
HKD$15,136
|
Initial Payment |
HKD$2.13 Millions
|
Loan Amount |
HKD$3.19 Millions
|
Total interest |
HKD$1.35 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$119,700
|
Legal Fee |
HKD$30,800
|
Agency Fee |
HKD$53,200
|
Total Expense |
HKD$203,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39361 | 27963 | 21828 | 19103 | 14679 | 12029 | 10266 |
1.5% | 40053 | 28661 | 22534 | 19814 | 15402 | 12765 | 11016 |
2% | 40753 | 29370 | 23253 | 20540 | 16147 | 13529 | 11798 |
2.5% | 41461 | 30090 | 23987 | 21283 | 16914 | 14319 | 12612 |
3% | 42176 | 30822 | 24735 | 22043 | 17702 | 15136 | 13457 |
3.5% | 42900 | 31564 | 25497 | 22819 | 18512 | 15979 | 14333 |
4% | 43630 | 32317 | 26273 | 23610 | 19342 | 16848 | 15239 |
4.5% | 44369 | 33081 | 27064 | 24418 | 20194 | 17742 | 16173 |
5% | 45115 | 33856 | 27868 | 25242 | 21065 | 18660 | 17135 |
5.5% | 45869 | 34641 | 28685 | 26081 | 21957 | 19601 | 18123 |
6% | 46630 | 35437 | 29517 | 26935 | 22868 | 20566 | 19137 |